www.help.lendingclub.com – How to apply for Auto Refinance Loan
When you pay off your current auto loan and get a new one, that is what is meant by auto refinancing. By negotiating a lower interest rate or extending the loan’s term, you can cut your monthly payments and free up cash for other financial requirements.
To begin the online application procedure if you have been pre-approved for a personal loan, go to the LendingClub pre-approval website. Check out the article’s application guidance and any further details you might need before applying for an auto refinance loan with LendingClub.
HOW TO APPLY FOR AN AUTO-REFINANCE LOAN
- A few details are required during our simple application process to ensure you receive the best rate and that your auto refinance goes successfully. Here is a step-by-step guide to assist you in finishing your application.
- Enter your name, address, email address, and monthly income on the Check your rate page.
- Please take note that you must submit your application with the individual who helped you buy your car. Choose Joint from the Application Type dropdown.
- Click Refinance This Loan after selecting your auto loan.
- Describe your car to us:
- Year: The model year, which you can see on your insurance card or vehicle registration.
- Make The brand name of the car’s maker as it appears on your insurance card or vehicle registration.
- Model: The term given to the manufacturer’s particular model of vehicle
- Trim: a distinct model variation
- Mileage: Your dashboard will display the approximate number of miles that your automobile has traveled.
- Make sure that the information you provide is as accurate as possible because it helps us estimate the worth of your car.
- We can check them up for you using your VIN if you don’t have all the information or just want to save time (VIN).
- To begin, click Enter Your VIN.
REQUIRED DOCUMENTATION FOR REFINANCING LENDINGCLUB LOANS
- The following documentation is required if you want to refinance your auto loans using a LendingClub refinancing loan at check.lendingclub.com rsvp code:
- Driver license
- Registration for vehicles
- Proof of insurance
BENEFITS FROM LENDING CLUB
- Reduce your debt
- High-interest credit card refinancing
- Boost your savings
- Meet budgetary objectives
- Take out a $40 000 loan
- Rate check requires no social security number
WHICH VEHICLES CAN BE REFINANCED?
- Most car manufacturers and models that are authorized or authorized for general retail in the United States are eligible for refinancing. You might need to fulfill some or all of the following requirements, depending on your credit:
- The age and mileage of your car must be under 10 years old and 120,000 miles.
- There must be at least 24 months left on the duration of your current auto loan.
- You must make all of your loan payments on time.
- The remaining balance on your auto loan must be in the range of $5,000 and $55,000.
- The state in which you reside is where your vehicle must be registered and titled.
- If your registration expires within 60 days and you reside in California, you cannot change your title. Before we update your title, you must pay your registration fees.
HOW TO MAKE AUTO REFINANCE LOAN PAYMENTS
- We provide a variety of payment options so you may select the one that works best for you when making your monthly payment. Every month, a statement with the payment amount and due date will be mailed to you by us.
TO SETUP RECURRING PAYMENTS
- You won’t miss any payments if you set up automated payments, and you’ll also spend less on shipping. After you apply, you may set up autopay from your to-do list. Once you sign up, we’ll deduct your payment each month from your bank account.
TO PAY ONLINE, BY PHONE, OR BY CHECK
- You will receive a welcome email or letter with instructions on how to make your payments once the loan documentation is complete. Call 888-845-0010 between the hours of 8 am and 4 pm Pacific Time, Monday through Friday, if you require assistance or have any questions.
CONTACT LENDINGCLUB CUSTOMER SERVICE
- Call 1-888-596-3157
- Available Monday – Friday 5 am to 5 pm PST
- Saturday 8 am to 5 pm PST
- Mailing Address
- LendingClub Corporation
- PO Box 884268
- Los Angeles, CA 90088-4268
CALL FOR PAYMENTS HELP:
- 1-888-845-0010
- Monday – Friday 8 am to 4 pm PST
What are you still holding out for? To get an auto loan with reduced interest rates and monthly payments and to help you reach your financial objectives, apply right away.